Credit mediation and financial counseling for small and large investors
Our mission is to optimize business and/or personal management, for Italians and foreigners who are looking to take out a mortgage or obtain financing from banks.
Analyzing your profile from the financial, banking, insurance aspect, we support you in order to seize the most favorable market conditions and more competitive and performing financial partners.
Our strategy
We act as a single point of contact for individuals, artisans, traders or companies thanks to the Molteni Group's decades of experience and the breadth of its services, making the most of the principle of communicating vessels.
Thanks to the credit mediation qualification, in addition to easing the bureaucratic burden on the investor's shoulders, we can intervene directly in the management of the relationship with banks on behalf of clients: we are able to follow the entire credit granting process for residents and non-residents and for all those who cannot physically attend all the stages of investigation and analysis.
Analysis, solutions, results: put your trust in experienced professionals
Analysis
We accompany the client with an in-depth examination of the possibility of contracting financing, checking the financial, income and overall situation, providing upstream advice on the feasibility of the transaction.
We analyze financial statements, bank statements, bank situations, loan agreements, financial balance, proper leverage assistance by providing an in-depth examination of annual charges incurred in terms of rates and fees.
Counseling
We inform the client about the characteristics of the financing, tailoring it to the specific needs of the counterparty, and staying abreast of market developments.
We evaluate market offers to propose the one most convenient and suitable for your needs.
We provide optimization strategies by advising financial partners, thanks to direct experience in the banking world of more than 20 years.
Assistance
We can completely manage the pre-approval phase, accompanying the client in the preparation of useful documentation for the purposes of the actual application and investigation of the financing and/or mortgage practice, facilitating the client and optimizing the timelines.
In particular, we closely follow clients who are not residents in Italy, untangling the many knots of Italian bureaucracy and arriving at obtaining mortgages as high as 50% of the value of the desired property.
Negotiation
We offer direct assistance and management of the relationship with lending institutions, thanks to our experience and qualification for credit mediation, we can deal for you with the renegotiation of conditions aligned and parameterized to the market or providing alternative and innovative solutions, ensuring the greatest possible benefit for each scenario.